{"id":1930,"date":"2023-06-14T22:17:05","date_gmt":"2023-06-15T02:17:05","guid":{"rendered":"https:\/\/optionproprio.com\/?page_id=1930"},"modified":"2023-07-20T13:24:36","modified_gmt":"2023-07-20T17:24:36","slug":"become-a-homeowner-today","status":"publish","type":"page","link":"https:\/\/optionproprio.com\/en\/become-a-homeowner-today\/","title":{"rendered":"Become a homeowner today!"},"content":{"rendered":"<p>[et_pb_section fb_built=&#8221;1&#8243; _builder_version=&#8221;4.21.0&#8243; _module_preset=&#8221;default&#8221; min_height=&#8221;100px&#8221; min_height_tablet=&#8221;100px&#8221; min_height_phone=&#8221;149px&#8221; min_height_last_edited=&#8221;on|phone&#8221; height=&#8221;117px&#8221; height_tablet=&#8221;131px&#8221; height_phone=&#8221;125px&#8221; height_last_edited=&#8221;on|phone&#8221; custom_margin=&#8221;0px||0px||false|false&#8221; custom_margin_tablet=&#8221;-20px||-20px||false|false&#8221; custom_margin_phone=&#8221;-20px||-20px||false|false&#8221; custom_margin_last_edited=&#8221;on|desktop&#8221; 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_builder_version=&#8221;4.21.0&#8243; _module_preset=&#8221;default&#8221; max_width=&#8221;80%&#8221; max_width_tablet=&#8221;80%&#8221; max_width_phone=&#8221;100%&#8221; max_width_last_edited=&#8221;on|phone&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p><span style=\"font-weight: 400;\">You have worked hard and saved for your down payment over the years, and now you&#8217;re ready to become a homeowner. Surprise! Financial institutions have rejected your loan application. Whether you are: <\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">A newcomer without an established credit history<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">A self-employed individual with less than 2 years of experience or with an unstable income.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Facing a credit file tainted by bankruptcy or a consumer proposal.<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">We have the solution! Choose the rent-to-own option, which allows you to live in the house of your choice immediately with the goal of purchasing it after obtaining a loan from your financial institution at the end of the lease-purchase contract!<\/span><\/p>\n<p>[\/et_pb_text][et_pb_button button_url=&#8221;@ET-DC@eyJkeW5hbWljIjp0cnVlLCJjb250ZW50IjoicG9zdF9saW5rX3VybF9wYWdlIiwic2V0dGluZ3MiOnsicG9zdF9pZCI6IjY2In19@&#8221; button_text=&#8221;Rent-to-own&#8221; button_alignment=&#8221;left&#8221; module_class=&#8221;services-button&#8221; _builder_version=&#8221;4.21.0&#8243; _dynamic_attributes=&#8221;button_url&#8221; custom_button=&#8221;on&#8221; button_text_size=&#8221;14px&#8221; button_text_color=&#8221;#000000&#8243; button_bg_color=&#8221;#f2e858&#8243; button_border_width=&#8221;0px&#8221; button_border_radius=&#8221;0px&#8221; button_letter_spacing=&#8221;1px&#8221; button_font=&#8221;|700||on|||||&#8221; button_icon=&#8221;&#x24;||divi||400&#8243; position_origin_a=&#8221;bottom_left&#8221; vertical_offset=&#8221;4px&#8221; horizontal_offset=&#8221;4px&#8221; custom_margin=&#8221;||||false|false&#8221; custom_padding=&#8221;1vw|2vw|1vw|2vw|true|true&#8221; custom_padding_tablet=&#8221;2vw|5vw|2vw|5vw|true|true&#8221; custom_padding_phone=&#8221;4vw|7vw|4vw|7vw|true|true&#8221; custom_padding_last_edited=&#8221;on|phone&#8221; box_shadow_spread_tablet=&#8221;&#8221; box_shadow_spread_phone=&#8221;0px&#8221; box_shadow_spread_last_edited=&#8221;on|phone&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_button][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=&#8221;1_2,1_2&#8243; disabled_on=&#8221;on|on|off&#8221; _builder_version=&#8221;4.21.0&#8243; _module_preset=&#8221;default&#8221; custom_margin=&#8221;50px||||false|false&#8221; custom_margin_tablet=&#8221;50px||||false|false&#8221; custom_margin_phone=&#8221;20px||||false|false&#8221; custom_margin_last_edited=&#8221;on|phone&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.21.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_blurb title=&#8221;Private mortgage&#8221; alt=&#8221;House icon with keys&#8221; image_icon_width=&#8221;200px&#8221; content_max_width=&#8221;260%&#8221; content_max_width_tablet=&#8221;318%&#8221; content_max_width_phone=&#8221;313%&#8221; content_max_width_last_edited=&#8221;on|phone&#8221; _builder_version=&#8221;4.21.0&#8243; header_level=&#8221;h1&#8243; header_font=&#8221;Kanit|600|||||||&#8221; header_text_align=&#8221;left&#8221; header_font_size=&#8221;54px&#8221; header_line_height=&#8221;1.3em&#8221; body_text_align=&#8221;center&#8221; background_enable_image=&#8221;off&#8221; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; image_icon_custom_margin=&#8221;||-20px||false|false&#8221; image_icon_custom_padding=&#8221;||||false|false&#8221; width=&#8221;80%&#8221; animation_style=&#8221;fade&#8221; animation=&#8221;off&#8221; header_font_size_tablet=&#8221;18px&#8221; header_font_size_phone=&#8221;32px&#8221; header_font_size_last_edited=&#8221;on|phone&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_blurb][et_pb_text module_id=&#8221;prive&#8221; _builder_version=&#8221;4.21.0&#8243; _module_preset=&#8221;default&#8221; max_width=&#8221;80%&#8221; max_width_tablet=&#8221;80%&#8221; max_width_phone=&#8221;100%&#8221; max_width_last_edited=&#8221;on|phone&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p><span style=\"font-weight: 400;\">An opportunity presents itself to you? You will undoubtedly not want to let it slip away!<\/span><\/p>\n<p><span style=\"font-weight: 400;\">We understand that life&#8217;s unexpected events can occur, which is why you can turn to a private mortgage loan. Our approval criteria are more flexible, and the process is faster than with a financial institution. <\/span><\/p>\n<p><span style=\"font-weight: 400;\">A private mortgage loan can be your alternative solution if you find yourself in one of these situations: <\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\">Newcomer<span style=\"font-weight: 400;\"><\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">A maxed-out borrowing limit<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Unstable income or self-employed<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Affected credit score<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Loan application rejected by your bank<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">By opting for a private mortgage loan, you can acquire your dream home without waiting!<\/span><\/p>\n<p>[\/et_pb_text][et_pb_button button_url=&#8221;@ET-DC@eyJkeW5hbWljIjp0cnVlLCJjb250ZW50IjoicG9zdF9saW5rX3VybF9wYWdlIiwic2V0dGluZ3MiOnsicG9zdF9pZCI6IjIxOTYifX0=@&#8221; 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You will undoubtedly not want to let it slip away!<\/p>\n<p>We understand that life&#8217;s unexpected events can occur, which is why you can turn to a private mortgage loan. Our approval criteria are more flexible, and the process is faster than with a financial institution. <\/p>\n<p>A private mortgage loan can be your alternative solution if you find yourself in one of these situations: <\/p>\n<p>Newcomer<br \/>A maxed-out borrowing limit<br \/>Unstable income or self-employed<br \/>Affected credit score<br \/>Loan application rejected by your bank<\/p>\n<p>By opting for a private mortgage loan, you can acquire your dream home without waiting!<\/p>\n<p>[\/et_pb_text][et_pb_button button_url=&#8221;https:\/\/optionproprio.com\/en\/make-an-appointment\/&#8221; button_text=&#8221;Obtain a loan&#8221; button_alignment=&#8221;left&#8221; module_class=&#8221;services-button&#8221; _builder_version=&#8221;4.21.0&#8243; custom_button=&#8221;on&#8221; button_text_size=&#8221;14px&#8221; button_text_color=&#8221;#000000&#8243; button_bg_color=&#8221;#f2e858&#8243; button_border_width=&#8221;0px&#8221; button_border_radius=&#8221;0px&#8221; button_letter_spacing=&#8221;1px&#8221; 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animation=&#8221;off&#8221; header_font_size_tablet=&#8221;18px&#8221; header_font_size_phone=&#8221;30px&#8221; header_font_size_last_edited=&#8221;on|phone&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p style=\"text-align: left;\"><strong><em><span style=\"color: #000000;\">Specialist in home financing alternatives<\/span><\/em><\/strong><\/p>\n<p>[\/et_pb_blurb][et_pb_text _builder_version=&#8221;4.21.0&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;||||||||&#8221; text_text_color=&#8221;#000000&#8243; width=&#8221;100%&#8221; width_tablet=&#8221;79%&#8221; width_phone=&#8221;87%&#8221; width_last_edited=&#8221;on|phone&#8221; max_width=&#8221;100%&#8221; module_alignment=&#8221;center&#8221; text_font_size_tablet=&#8221;20px&#8221; text_font_size_phone=&#8221;17px&#8221; text_font_size_last_edited=&#8221;on|phone&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p style=\"text-align: left;\"><span style=\"color: #000000;\">Our mission is to offer personalized alternative financing solutions to Quebecers, such as rent-to-own and private mortgage loans. 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