Our solutions for your situation

Following a mortgage decline, two alternative options to a mortgage loan are available. As every situation is unique, we will guide you towards the most suitable option to help you become a homeowner.

You have worked hard and saved for your down payment over the years, and now you’re ready to become a homeowner. Surprise! Financial institutions have rejected your loan application. Whether you are:

• A newcomer without an established credit history
• A self-employed individual with less than 2 years of experience or with an unstable income.
• Facing a credit file tainted by bankruptcy or a consumer proposal.

We have the solution! Choose the rent-to-own option, which allows you to live in the house of your choice immediately with the goal of purchasing it after obtaining a loan from your financial institution at the end of the lease-purchase contract!

An opportunity presents itself to you? You will undoubtedly not want to let it slip away!

We understand that life’s unexpected events can occur, which is why you can turn to a private mortgage loan. Our approval criteria are more flexible, and the process is faster than with a financial institution.

A private mortgage loan can be your alternative solution if you find yourself in one of these situations:

Newcomer
A maxed-out borrowing limit
Unstable income or self-employed
Affected credit score
Loan application rejected by your bank

By opting for a private mortgage loan, you can acquire your dream home without waiting!